SUMMARY: This position primarily analyzes reports and certificates received from borrowers and third parties, in order to assess appropriate levels of borrowing for commercial loans.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.

• Maintains physical possession of original warehousing mortgages and floor plan titles.
• Analyzes borrowing base certificates in comparison to trade asset reports from borrowers to assess appropriate levels of borrowing under revolving lines of credit.
• Values various types of collateral pools to assess appropriate levels of borrowing for certain commercial loans.
• Ensures EXIM Bank and private insurance loans are maintained according to the respective agreements.
• Interacts with borrowers to provide appropriate levels of training, related to asset reporting.
• Provides guidance to junior analysts, relationship managers and credit products officers during the underwriting process for FBL and EXIM deals.
• Prepares and distributes regular status reports on Asset Based Lending.
• Manages cash collateral and locked-box accounts if applicable.
• Reviews and analyzes third party field audits reports.
• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
• Adheres to Bank policies and procedures and completes required training.
• Identifies and reports suspicious activity.

EDUCATION

HS Diploma GED or equivalent required, bachelor's degree preferred.

EXPERIENCE

• 1 - 3 years' experience as an asset-based lending collateral analyst required.

KNOWLEDGE, SKILLS AND ABILITIES

• Thorough knowledge or floor planning, mortgage warehousing, and Ex-Im Bank and other Credit Insured loans, in addition to standard FBL loans, is required. Knowledge/practice of Stucky Automated System or equivalent.